Should You get general liability insurance for your business??

When you are just starting a service business like lawn care or tree removal,is  getting general liability insurance a good idea? Yes especially if you are not a L.L.C.When you mow yards there is a high risk of a rock going through a window of a house or cars and trucks outside and if you mow for local stores like Dollar Generals,Wendy,s and other places like these there is a rick of a rock or pebble hitting a vehicle while on the road which may cause an accident.If you are a sole proprietorship or partnership you are 100% responsible for paying all the damages that you have done and if someone gets hurt the you will have to pay all the medical bills.

If you are doing tree work, getting insurance is a must because the risk is so much more.If you make a mistake and a tree falls on a house or car that,s tens of thousands of dollars or more coming out of your pocket. I would not even think of taking a tree down with out getting  insurance. When someone calls me to take a tree down I would partner up with a tree company let them to the bulk of the work and I would do the job that I can handle like cleaning it up. When you place your bid you add the cost of the other tree company and a little for what you can do. Yes you will not make as much money and the bulk of it will go to the other company but at least it is better owing somebody the rest of your life and maybe going out of business.

I hope this will help you make the best decision here are some links on general liability insurance
Take care and God Bless

Insurance bee
.progressive
nationwide
netquote
2.gainliability